FLEX YOUR FINANCE
Our Services
Whether you're buying from us, a dealer or a friend, we're specialists offering financing for Cars, Bikes, Caravans, Trailers and more ...
PERSONAL FINANCE
PERSONAL FINANCE
Looking for your next car? We'll find the best finance deal tailored to your personal circumstances.
- Personal & Business
- New & Used Vehicles
- Dealers & Individuals
- Protect against Credit Checks
REFINANCE
REFINANCE
Already have vehicle finance? We can help you find a better deal and potentially lower your payments.
- Personal & Business
- Redo Contract / Rates
- Deflate Balloon
- Improve Credit Score
BUSINESS FINANCE
BUSINESS FINANCE
Already have vehicle finance? We can help you find a better deal and potentially lower your payments.
- Personal & Business
- Redo Contract / Rates
- Deflate Balloon
- Improve Credit Score
PRIVATE TO PRIVATE
PRIVATE TO PRIVATE
Cash payouts, finance your own car, fleet financing, and more.
- Cash from current contract
- Finance Your Own Car
- Is my deal a good one?
Products & Direct Deals
Get huge discounts through our supplier direct deals which delete middleman fees.
Chery
Tiggo 8 Pro
7 Seater 1.6l Turbo Diesel 7 Speed Double Clutch 7.4 l/100km...
Toyota
Land Cruiser Prado
7 Seater 1.6l Turbo Diesel 7 Speed Double Clutch 7.4 l/100km...
VEHICLE FINANCE
WE SHOP THE BANKS.
YOU CHOOSE THE RATES.
Independent broker · 25+ years · Multiple Lenders
HOW IT WORKS
SIMPLE.
TRANSPARENT.
FAST.
We do all the heavy lifting.
You choose the best deal.
No hidden fees. No surprises. No conflicting advice. Ever.
Apply in Minutes
Complete our quick online form with your personal and financial details. It only takes a few minutes.We Shop & Chop Your Deal
We use our panel of lenders to find you the best rates — whilst protecting your credit score.Take Your Pick
Review the offers and select the one that’s right for you. We’ll handle the paperwork.HOW CARFIN PROTECTS YOUR CREDIT SCORE:
Banks lower your credit score every time they run a hard credit check. We qualify you before any checks.
If you apply with 3 banks - that's 3 hard credit checks - With Carfin it's only 1.
Learn more →ALREADY HAVE VEHICLE FINANCE?
YOU MAY BE OVERPAYING.
Rates change. Your credit score improves. Your balloon comes due. Any of these is reason enough to renegotiate — and it takes less than a day. No new credit checks. No KYC. Just a better deal.
REVIEWS
REAL PEOPLE.
REAL DEALS.
Over 15'000 deals and counting. Here's what our clients have to say.
Applied Friday afternoon, had three bank offers by Monday. Ended up 2% lower than what the dealer quoted me.
I had no idea I could refinance until a friend mentioned Carfin. Moved from 14.5% to 11.25% and now saving every month. Process took less than a day.
Transparent from start to finish. Explained the balloon payment properly — no nasty surprises. Will use again for my next vehicle
As a self-employed person I always struggled to get finance. Carfin knew exactly which banks to approach and got me approved in 48 hours.
Bought from a private seller on facebook marketplace and wasn't sure it was possible to finance it. Carfin handled the whole thing, even the change of ownership paperwork.
Our Services
Whether you're buying from us, a dealer or a friend, we're specialists offering financing for Cars, Bikes, Caravans, Trailers and more ...
PERSONAL FINANCE
PERSONAL FINANCE
Looking for your next car? We'll find the best finance deal tailored to your personal circumstances.
- Personal & Business
- New & Used Vehicles
- Dealers & Individuals
- Protect against Credit Checks
REFINANCE
REFINANCE
Already have vehicle finance? We can help you find a better deal and potentially lower your payments.
- Personal & Business
- Redo Contract / Rates
- Deflate Balloon
- Improve Credit Score
PRIVATE TO PRIVATE
PRIVATE TO PRIVATE
Cash payouts, finance your own car, fleet financing, and more.
- Cash from current contract
- Finance Your Own Car
- Is my deal a good one?